★ All-Time High Alert — Gotchu Bay Bay!Bonuses marked ★ ATH are the best ever recorded for that program.
🚧 Before you transfer: Zach does not recommend speculative transfers in most cases. Transfers are irreversible — once sent, points cannot be returned. Always have a confirmed award booking or immediate use in mind before transferring.
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Some bonuses may be targeted. Always verify in your bank portal before transferring. Valuations are estimates based on Zach's framework and may not reflect your specific redemption.
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🚧 Before you transfer: Zach does not recommend speculative transfers in most cases. Transfers are irreversible — once sent, points cannot be returned. Always have a confirmed award booking or immediate use in mind before transferring.
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Showing all 43 programs
🚧 Before you transfer: Zach does not recommend speculative transfers in most cases. Transfers are irreversible — once sent, points cannot be returned. Always have a confirmed award booking or immediate use in mind before transferring.
Is This Transfer Worth It?
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🚧 Before you transfer: Zach does not recommend speculative transfers in most cases. Transfers are irreversible — once sent, points cannot be returned. Always have a confirmed award booking or immediate use in mind before transferring.
Before you transfer
Transfers are permanent - no reversals
Confirm award availability before transferring
Check bank portal - sometimes better value there
Verify bonus applies to your account (some are targeted)
Research the award chart before committing
★ What ATH means
ATH = All-Time High - best ever for that program
These rare windows may not repeat for years
Current bonuses flagged ATH when they match the record
Past ATH records preserved in Bonus History
Transfer ratio notes
Most programs transfer at 1:1
Amex to AeroMexico: 1:1.6 - you gain 60% more
Amex to Cathay Pacific: 5:4 (20% loss)
Capital One to JAL: 2:1.5 (25% loss)
Hilton via Amex: 1:2 - each point = 2 Hilton pts
Transfer speed
Instant: Chase UR to most partners
~1 hr: Citi to Etihad
12-24 hrs: Amex to Iberia, Singapore, Qatar
1-2 days: Capital One to Cathay, Singapore
3-7 days: Citi to Thai Airways - plan ahead
All-time high records
Chase to IHG
100%
Bilt Platinum (Rent Day)
200%
Citi to Turkish Airlines
50%
Chase to Marriott
70%
Rove to Japan Airlines
50%
Capital One to Etihad
40%
Bilt Rent Day
Bonuses only on the 1st of each month
Blue / Silver / Gold / Platinum tiers earn different amounts
Transfer partners, status matches, credits and more every month
Set a calendar reminder - announced days early
See full Rent Day history in the Bonus History tab
🚧 Before you transfer: Zach does not recommend speculative transfers in most cases. Transfers are irreversible — once sent, points cannot be returned. Always have a confirmed award booking or immediate use in mind before transferring.